{"id":26342,"date":"2024-02-13T18:14:16","date_gmt":"2024-02-13T16:14:16","guid":{"rendered":"https:\/\/legapass.com\/?p=26342"},"modified":"2025-09-25T11:38:11","modified_gmt":"2025-09-25T09:38:11","slug":"notaire-limites-ficoba-comment-les-contourner","status":"publish","type":"post","link":"https:\/\/legapass.com\/en\/notaire-limites-ficoba-how-to-contour-them\/","title":{"rendered":"What are FICOBA's limitations and how can you get around them?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"26342\" class=\"elementor elementor-26342\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-236ad12 e-flex e-con-boxed e-con e-parent\" data-id=\"236ad12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b8b7f7b e-con-full e-flex e-con e-child\" data-id=\"b8b7f7b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea6f3ec elementor-widget elementor-widget-heading\" data-id=\"ea6f3ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">FICOBA: definition, constraints and limits<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f11b2db e-con-full e-flex e-con e-child\" data-id=\"f11b2db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6541252 elementor-widget elementor-widget-heading\" data-id=\"6541252\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">FICOBA, definition<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de596a1 elementor-widget elementor-widget-text-editor\" data-id=\"de596a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The FICOBA (fichier informatique des comptes bancaires et assimil\u00e9s) computerized file of bank and similar accounts is a system set up by the French tax authorities to\u00a0<strong>list information on the various accounts opened in the name of an individual or legal entity<\/strong>.<\/p><p>The purpose of this file is to facilitate the work of tax officials, particularly in the collection of local taxes. It is also\u00a0<strong>used by the notary for inheritance purposes<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-328f6fe e-con-full e-flex e-con e-child\" data-id=\"328f6fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19050c1 elementor-widget elementor-widget-heading\" data-id=\"19050c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">FICOBA constraints<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47b9c4d elementor-widget elementor-widget-text-editor\" data-id=\"47b9c4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Although FICOBA is a useful tool for tax authorities and notaries, it also has several limitations:<\/p><ul><li>Consultation is <strong>strictly reserved for certain professions<\/strong> such as notaries, bailiffs or social organizations. Private individuals do not have direct access.<\/li><li>Although FICOBA is updated on a regular basis, this process can be time-consuming and generate costs. <strong>errors in the information contained<\/strong>This can cause problems for account holders.<\/li><li>The information contained in FICOBA is <strong>only those of French banks<\/strong>limiting its effectiveness on an international scale.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9fb7a94 e-con-full e-flex e-con e-child\" data-id=\"9fb7a94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f25666f elementor-widget elementor-widget-heading\" data-id=\"f25666f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Limitations of FICOBA in tax management<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6580421 elementor-widget elementor-widget-text-editor\" data-id=\"6580421\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Although FICOBA is a useful tool for tracking financial transactions, tax collection and inheritance, it has certain limitations:<\/p><ul><li>Its scope of action\u00a0<strong>limit to French banks and financial institutions<\/strong>. Accounts opened in other countries are not listed.<\/li><li>Certain transactions carried out via accounts not covered by the file\u00a0<strong>escape the control of the tax authorities<\/strong>making it more difficult to combat tax evasion and avoidance.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e07afd e-con-full e-flex e-con e-child\" data-id=\"8e07afd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3681b4 elementor-widget elementor-widget-heading\" data-id=\"e3681b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">FICOBA's limitations in estate management<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22c0a6f elementor-blockquote--align-left elementor-blockquote--skin-border elementor-widget elementor-widget-blockquote\" data-id=\"22c0a6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tMalheureusement, les comptes bancaires ne ressortent pas forc\u00e9ment pour nos recherches en mati\u00e8re de succession.\nUne alimentation automatique du fichier d\u00e8s la cr\u00e9ation d'un compte bancaire serait d\u00e9j\u00e0 une bonne avanc\u00e9e. \nPour les anciens comptes, je ne sais pas dans quelle mesure les banques pourraient les faire remonter et si c'est possible pour elles.\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Aur\u00e9lie C. Clerc r\u00e9dactrice droit de la famille\u200b<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecd3e27 e-con-full e-flex e-con e-child\" data-id=\"ecd3e27\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c706cbe e-con-full e-flex e-con e-child\" data-id=\"c706cbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-038ecf3 elementor-widget elementor-widget-heading\" data-id=\"038ecf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Are you a notary? Here are 8 tips you can give your clients to optimize estate management<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6c874c e-con-full e-flex e-con e-child\" data-id=\"a6c874c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-291d071 elementor-widget elementor-widget-heading\" data-id=\"291d071\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">1. Introduce your customers to estate planning<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fef4c4e elementor-widget elementor-widget-text-editor\" data-id=\"fef4c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Encourage your customers to consider <a href=\"https:\/\/legapass.com\/en\/\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>proactive estate planning<\/strong><\/span><\/a> identifying potential heirs and anticipating potential challenges.<\/li><li>Offer advice on how to <strong>structuring the transfer of assets<\/strong> strategically and in compliance with current legislation.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9dce97b e-con-full e-flex e-con e-child\" data-id=\"9dce97b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-373b864 elementor-widget elementor-widget-heading\" data-id=\"373b864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">2. Carry out a thorough valuation of estate assets<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35d2abd elementor-widget elementor-widget-text-editor\" data-id=\"35d2abd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Lead <strong>rigorous valuations of all assets<\/strong>In addition, we can also take advantage of cryptocurrencies and foreign life insurance policies to ensure fair and accurate distribution in accordance with the deceased's wishes.<\/li><li>Consider the emotional value of assets such as family photos, social networks, etc. and advise accordingly to <strong>avoid family disputes<\/strong>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc82d6f e-con-full e-flex e-con e-child\" data-id=\"fc82d6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8d6c7 elementor-widget elementor-widget-heading\" data-id=\"6f8d6c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Notaries, don't let digital technology escape your estates!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18a3c80 elementor-widget elementor-widget-text-editor\" data-id=\"18a3c80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\ud83d\udc49 R\u00e9cup\u00e9rez, sans efforts et\u00a0<strong>sans frais suppl\u00e9mentaires pour l&#8217;office<\/strong>, un inventaire complet du patrimoine d\u2019un d\u00e9funt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10f467d elementor-mobile-align-justify elementor-tablet-align-left elementor-align-left elementor-widget elementor-widget-button\" data-id=\"10f467d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/legapass.com\/en\/acces-notaires\/\" target=\"_blank\" rel=\"nofollow\" id=\"cta-acceuil\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.9707 6.93267L6.62307 1.50944L8.11147 6.34158e-07L16 8L8.11147 16L6.62307 14.4906L11.9707 9.06733L1.04024e-06 9.06733L1.22686e-06 6.93267L11.9707 6.93267Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Discover Legapass Radar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d9789b e-con-full e-flex e-con e-child\" data-id=\"7d9789b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2b1f909 e-con-full e-flex e-con e-child\" data-id=\"2b1f909\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44204ae elementor-widget elementor-widget-heading\" data-id=\"44204ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3. Network with specialized experts<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-821a33d elementor-widget elementor-widget-text-editor\" data-id=\"821a33d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Direct your customers to\u00a0<strong>legal and tax experts<\/strong>\u00a0to ensure a holistic and comprehensive approach.<\/li><li>Make sure you work with qualified professionals to\u00a0<strong>optimizing estate management<\/strong>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a70fe4c e-con-full e-flex e-con e-child\" data-id=\"a70fe4c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a748f70 elementor-widget elementor-widget-heading\" data-id=\"a748f70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4. Establish transparent communication with your customers<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38e6b27 elementor-widget elementor-widget-text-editor\" data-id=\"38e6b27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Promote transparent communication by clearly explaining the legal and tax implications of your project. <strong>every step of the estate process<\/strong>.<\/li><li>Answer your customers' questions in depth, informing them about their options and guiding them in their decision-making.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98b948f e-con-full e-flex e-con e-child\" data-id=\"98b948f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-666304f elementor-widget elementor-widget-heading\" data-id=\"666304f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">5. Help them consider their intangible and specific assets<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47df1f7 elementor-widget elementor-widget-text-editor\" data-id=\"47df1f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Make your customers aware of the importance of <strong>taking intangible assets into account<\/strong>The company is committed to protecting its intellectual property rights in its estate planning.<\/li><li>Identify appropriate heirs for specific assets and advise on the management of these particular assets.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc81ac6 e-con-full e-flex e-con e-child\" data-id=\"bc81ac6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-833087e elementor-widget elementor-widget-heading\" data-id=\"833087e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">6. Suggest a regular review of estate plans<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8db9dc elementor-widget elementor-widget-text-editor\" data-id=\"d8db9dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Recommend a <strong>periodic review of estate plans<\/strong> based on changes in customers' lives, such as weddings, births, or significant changes in their assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54c446f e-con-full e-flex e-con e-child\" data-id=\"54c446f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d62cc5 elementor-widget elementor-widget-heading\" data-id=\"8d62cc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">7. Think about preserving family traditions<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f43eb elementor-widget elementor-widget-text-editor\" data-id=\"87f43eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Suggest guidelines for <strong>preservation of objects of sentimental value<\/strong> and family traditions, taking into account your customers' individual preferences.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-478efdf e-con-full e-flex e-con e-child\" data-id=\"478efdf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48cda06 elementor-widget elementor-widget-heading\" data-id=\"48cda06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">8. Offer training to heirs<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daa6dba elementor-widget elementor-widget-text-editor\" data-id=\"daa6dba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Involve your customers in the <strong>training their heirs<\/strong> by informing them of their inheritance responsibilities and preparing them appropriately.<\/li><li>Offer advice on how to facilitate a smooth transition of family assets.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb86091 e-con-full e-flex e-con e-child\" data-id=\"cb86091\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6185f5a e-con-full e-flex e-con e-child\" data-id=\"6185f5a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-50783c5 e-con-full e-flex e-con e-child\" data-id=\"50783c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3aaef92 elementor-widget elementor-widget-heading\" data-id=\"3aaef92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tax management: tips and alternatives to FICOBA<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b18123c elementor-widget elementor-widget-text-editor\" data-id=\"b18123c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When it comes to<strong>optimize your tax management<\/strong>Several alternative solutions exist to overcome the limitations of FICOBA.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9930238 e-con-full e-flex e-con e-child\" data-id=\"9930238\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be7f8e3 elementor-widget elementor-widget-heading\" data-id=\"be7f8e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">New approaches to maximize tax benefits<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddc545f elementor-widget elementor-widget-text-editor\" data-id=\"ddc545f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To make the most of tax benefits and get around the limitations of FICOBA, it's important to adopt a proactive and innovative philosophy when it comes to tax declaration and managing your finances.<\/p><ul><li>Meticulous verification: Pay particular attention to verifying the information declared on your accounts in order to <strong>avoid mistakes<\/strong> and any investigations by the tax authorities.<\/li><li>Anticipation: To take advantage of tax benefits, there's no substitute for good planning. <strong>preparation through analysis<\/strong> investments made and those planned, in order to adopt the best possible strategies.<\/li><li>Use of specialist advice: Chartered accountants and tax specialists are able to guide their clients towards the most advantageous solutions in terms of tax and social security.<strong>tax optimization<\/strong> and can even take over the management of their financial operations.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef72a51 e-con-full e-flex e-con e-child\" data-id=\"ef72a51\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e2daaf elementor-widget elementor-widget-heading\" data-id=\"4e2daaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Managing your tax return: tips for optimizing your income and reducing your taxes<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14fab16 elementor-widget elementor-widget-text-editor\" data-id=\"14fab16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There are a number of ways to improve your tax situation without relying solely on FICOBA:<\/p><ul><li><a href=\"https:\/\/expertimpots.com\/articles\/niche-fiscale\" target=\"_blank\" rel=\"nofollow noopener\"><span style=\"text-decoration: underline;\"><strong>Tax niches<\/strong><\/span><\/a> Tax incentives: These are a series of schemes designed to encourage taxpayers to make certain types of investment in order to benefit from tax advantages in the form of tax reductions. Among the best-known are the Pinel, Malraux, Censi-Bouvard and Girardin schemes.<\/li><li><a href=\"https:\/\/www.selexium.com\/defiscalisation\/\" target=\"_blank\" rel=\"nofollow noopener\"><strong><span style=\"text-decoration: underline;\">Tax exemption<\/span><\/strong><\/a> : Tax breaks enable you to reduce your tax bill by making investments in energy, SMEs or renovating old homes, for example.<\/li><li><a href=\"https:\/\/www.impots.gouv.fr\/particulier\/questions\/quelle-est-la-difference-entre-une-reduction-et-un-credit-dimpot\" target=\"_blank\" rel=\"nofollow noopener\"><span style=\"text-decoration: underline;\"><strong>Tax credits<\/strong><\/span><\/a> : There are several types of tax credit that can be deducted from the tax due, thereby reducing the tax burden. These include the tax credit for employing a home-help worker, energy-saving work and childcare for children under six.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0876a2a e-con-full e-flex e-con e-child\" data-id=\"0876a2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-878f913 elementor-widget elementor-widget-heading\" data-id=\"878f913\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Expand your Ficoba search with Legapass Radar!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0aeb0d0 elementor-widget elementor-widget-text-editor\" data-id=\"0aeb0d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 18px;\">\ud83d\udc49 R\u00e9cup\u00e9rez, sans effort, l&#8217;inventaire complet du patrimoine de votre client.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7923ade elementor-mobile-align-justify elementor-tablet-align-left elementor-align-left elementor-widget elementor-widget-button\" data-id=\"7923ade\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/legapass.com\/en\/acces-notaires\/\" target=\"_blank\" rel=\"nofollow\" id=\"cta-acceuil\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.9707 6.93267L6.62307 1.50944L8.11147 6.34158e-07L16 8L8.11147 16L6.62307 14.4906L11.9707 9.06733L1.04024e-06 9.06733L1.22686e-06 6.93267L11.9707 6.93267Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Discover Legapass Radar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1a1cd5 e-con-full e-flex e-con e-child\" data-id=\"c1a1cd5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1651967 e-con-full e-flex e-con e-child\" data-id=\"1651967\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63e9035 elementor-widget elementor-widget-heading\" data-id=\"63e9035\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9volution des normes internationales : impacts sur la gestion fiscale et le FICOBA<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-926410b elementor-widget elementor-widget-text-editor\" data-id=\"926410b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With increasing globalization and ever-changing tax rules around the world, it's important to keep abreast of the latest trends in tax management and banking regulation. These developments can have a direct impact on taxpayers in an international context. For example, the development of automatic reporting of financial information between <strong>the OECD has stepped up the fight against tax evasion worldwide, making it more difficult for holders of offshore accounts to avoid tax evasion.<\/strong> to conceal their assets from national tax authorities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8bb36b e-con-full e-flex e-con e-child\" data-id=\"f8bb36b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3556315 elementor-widget elementor-widget-heading\" data-id=\"3556315\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Int\u00e9gration de solutions alternatives au FICOBA dans l'arsenal l\u00e9gislatif et fiscal<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-404d031 elementor-widget elementor-widget-text-editor\" data-id=\"404d031\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To make their tax systems more resilient in the face of new international practices and developments, <strong>States must rethink the use of existing tools such as FICOBA<\/strong> and consider complementary measures. This includes, for example:<\/p><ul><li>Greater use of automatic exchanges of information between countries,<\/li><li>Expansion of FICOBA's international scope,<\/li><li>Setting up monitoring and control systems for financial transactions to prevent tax fraud.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86dc028 e-con-full e-flex e-con e-child\" data-id=\"86dc028\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36daf49 elementor-widget elementor-widget-text-editor\" data-id=\"36daf49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The French authorities need to adapt to the new realities of the international tax landscape, by adapting their legislative arsenal and integrating, where possible, new tax rules. <strong>alternative solutions<\/strong> to overcome the current limitations of FICOBA. At the same time, taxpayers need to be vigilant and keep abreast of developments in tax management in order to secure their financial situation and optimize their tax returns.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>In the world of <strong>notaries<\/strong> and <strong>FAMILY LAW<\/strong> It is essential to be aware of the various options available to optimize an estate.<br \/>\nThe <strong>computerized file of bank and similar accounts<\/strong> (FICOBA).<br \/>\nIn this article, we will explore the constraints and <strong>limitations<\/strong> FICOBA, how to get around them and the various <strong>alternatives<\/strong> that exist for <strong>proposer une succession la plus compl\u00e8te possible.<\/strong><\/p>","protected":false},"author":7,"featured_media":26344,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,27],"tags":[28],"class_list":["post-26342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-patrimoine","category-succession","tag-test-article"],"_links":{"self":[{"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/posts\/26342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/comments?post=26342"}],"version-history":[{"count":5,"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/posts\/26342\/revisions"}],"predecessor-version":[{"id":34829,"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/posts\/26342\/revisions\/34829"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/media\/26344"}],"wp:attachment":[{"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/media?parent=26342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/categories?post=26342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/legapass.com\/en\/wp-json\/wp\/v2\/tags?post=26342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}